One of the biggest questions homeowners face when moving is whether to buy first or sell first — and the right answer depends on more than the market headlines.

Here’s how to think it through.

Buying First — Pros & Cons
✔ More time to find the right home
✔ Less pressure to settle
✖ May require bridge financing
✖ Carrying two homes temporarily

Selling First — Pros & Cons
✔ Clear budget and certainty
✔ Less financial overlap
✖ Pressure to find a home quickly
✖ Temporary housing may be needed

How Financing Changes the Equation
Mortgage options like bridge loans, porting, and refinancing can dramatically change what’s possible — and reduce risk if structured properly.

Market Timing vs Personal Timing
Trying to “time the market” perfectly often adds stress. Planning around your finances, comfort level, and goals usually leads to better outcomes.

The Bottom Line
There’s no universal right answer — but there is a right strategy for you.

A personalized mortgage plan can help you move with confidence instead of guesswork.